Back to Our Approach

About Our Models

We use three primary strategies to build our clients’ portfolios. Most client portfolios combine more than one strategy to uniquely blend together and create an appropriate portfolio for each client’s risk tolerance and financial goals. Taxable and tax-free income securities are added, depending on the need of each client.

Learn more about each model’s investment strategy below.

Equity Income

Made up of domestic, mature-growth companies, this strategy invests primarily in high-quality, blue-chip companies. We look to create a portfolio that yields more than the S&P 500 Index. And we favor large companies with consistent earnings growth and management teams focused on increasing money returned to shareholders in the form of dividends. On average, the Equity Income portfolio will hold 35 companies with no single company making up more than five percent of the portfolio.

 

  • Primary Aim:  The main goal of this strategy is to generate dividend income. The secondary goal is to generate return through price appreciation.
  • Selection Process: We look for companies that consistently raise their dividends while growing earnings. We believe this combination indicates financial strength.
  • Risks & Rewards: Risk of capital loss comes when investing in equity markets. We look to reduce that risk by owning large, mature companies. Each client’s risk tolerance and investment horizon should be considered when determining appropriate investments.

Growth & Income

This strategy is designed to solve the growth needs of clients and fight the loss of purchasing power that comes from inflation. A Growth & Income portfolio consists of 25-35 stocks that show signs of future price appreciation, striking a balance between the income goals of the Equity Income strategy and the growth goals of the Growth strategy.

 

  • Primary Aim: As the name implies, this strategy has two primary goals: increasing returns and increasing dividends within the portfolio.
  • Selection Process: Our philosophy on this portfolio’s selection weighs income-producing securities as heavily as it does growth-oriented securities. All companies are hand-selected by top executives and our Investment Committee.
  • Risks & Rewards: With all securities, investing in the market means assuming some amount of risk. So, we keep a client’s risk tolerance and their financial needs in mind when suggesting a specific asset allocation or portfolio. We strive to avoid unnecessary risks yet remain highly competitive against benchmarks like the S&P 500.

Growth

This strategy invests in the domestic stock market and in companies determined to reinvest earnings in themselves to fuel growth. The portfolio includes about 30 stocks.

 

  • Primary Aim: The main goal of this strategy is to build wealth and fight the effects of inflation over time.
  • Selection Process: Our Growth portfolio invests in companies of all sizes, from small- and medium-sized companies with considerable growth potential to large companies with competitive advantages. This diversified, value-biased portfolio contains companies trading below our estimate of intrinsic value. With a long-term view for company selection, the portfolio is expected to have low turnover along with tax sensitivity.
  • Risks & Rewards: Risk of capital loss always accompanies equity market investments. In this portfolio, we look to reduce risk by owning high-quality companies at reasonable valuations. Each client’s risk tolerance and investment horizon will determine the appropriate investment.
Download Forms

CapWealth Advisors

Form to Download Form to Download Form to Download Form to Download

Sterne Agee

Form to Download Form to Download Form to Download Form to Download

American Funds

Form to Download Form to Download Form to Download Form to Download

C. Schwab

Form to Download Form to Download Form to Download Form to Download

×
Holiday Calendar

NYSE, NYSE MKT, NYSE Amex Options, NYSE Arca, NYSE Arca Options, and NYSE Bonds will observe U.S. holidays as listed below. Although NYSE Arca follows the same holiday schedule as the NYSE, on days when the NYSE closes early, NYSE Arca hours may vary due to its extended trading day.

×